Name the jacket is for the card

 Recently, the Shanghai Pudong Development Bank and Guangdong Development Bank launched the is Wise King is essentially a personal credit small loans, the introduction of this service is based on the needs of the domestic microfinance market. due to social credit system and banking development, historical reasons, China's commercial banks in general lack of flexible micro-credit products. now personal credit loans to commercial banks mainly for ; China is the world's largest untapped microfinance market. optimization of the financial ecology, especially credit card and home mortgage loans in the last 5 years of tremendous development, commercial banks have basically had the experience of the development of micro-credit and personal data accumulation. Gold risks do not exceed the current personal credit loans.
Second, the credit card business itself has a high-risk, high-yield characteristics. credit card revolving credit that is the case by the lower interest rates to repay the B A Credit Card Credit Card accounts), and other service exists is higher interest rates and cost of card-issuing bank loans (the so-called should see a credit card to credit card personal credit loans as the carrier of the role of social credit system construction. Once upon a time, national authorities based on the principle of prudential supervision and cultural tradition,bailey UGG boots, and quasi-commercial banks to issue credit cards set limits on credit card ; media and the public on the personal credit loans do not exist any illegal violations. credit is developed market economies, the premise and basis of the relative novelty of the risks, lack of credit is the financial ecology and culture of China the most important issue facing.
third to personal credit card loans as the carrier is not in the banks of the human communication card loans and debt services balance transfer credit cards have become the two major financial instruments,UGG boots, of course, this way of managing money only for a specific cardholder. Hong Kong,Discount UGG boots, HSBC, Taiwan, Taishin Bank deposits and balances Dengjun Zengyi communication compensation as a selling point off credit card ;, Different attitudes of innovation and risk. As the credit system as the financial products and innovative derivative products become more complex,UGGs, partial rupture of credit risk and trading links that may lead to the subprime mortgage crisis is an obvious example. in the deepening of China's financial reform, financial liberalization to accelerate the occasion, Chinese banks have international experience in product innovation but also the corresponding risks to be systematically considered. Meanwhile, the risk does not prevent means that you can do nothing of the credit product innovation. divided by credit card (should be allowed and encouraged. This series of innovative credit card credit card market in China will steadily increase the depth and create a win-win cardholders and commercial banks.